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Cowles & Company Contracting
Home Performance with ENERGY STAR is a comprehensive home improvement program using the latest
technologies to increase your home's energy performance.

Using a "whole house approach," as certified contractors we look at all the components of your home;
heating/cooling equipment, insulation levels, air infiltration, windows/doors. Then show you exactly how to
maximize energy efficiency.

The first step is the Comprehensive Home Assessment, or Energy Audit. During the Audit, we will take
inventory of and report the conditions of your home using several tools and pieces of equipment to
include a CO analyzer and a Blower Door. We will report on the following:

* Health & Safety (CO Levels/Moisutre/Electrical problems)
* Air-Infiltration rates
* Insulation levels
* Domestic Hot Water system
* Heating System efficiency
* Cooling system (if applicable)
* Distribution system (ductwork)
* Lighting
* Major appliances


We will then take this information and using computer software, develop 'Your Home Assessment'. This
assessment will recommend improvements that can be done to make your home more energy efficient and
comfortable, as well as improvement costs and the estimated payback time frame.

The New York State Energy Research and Development Authority's (NYSERDA), home performance with
Energy Star Program has a number of incentives available to New York residences. There are four
programs designed to help you pay for the cost of these energy efficiency upgrades.


Option 1: Assisted Home Performance with Energy Star Work Scope Incentive (Subsidy)
* Available to Income-qualified homeowners.
* $5,000 Maximum for single-family homes
* $10,000 Maximum for 2 to 4 family homes
* Please see below for guidelines

# of People in the Household          Maximum Household Income*
          1                                                  $28,848
          2                                                  $37,728
          3                                                  $46,608
          4                                                  $55,488
          5                                                  $64,352
          6                                                  $73,232
          7                                                  $74,896
          8                                                  $76,560
          9                                                  $78,224
         10                                                 $79,888
         11                                                 $84,368
Each Additional                                      $6,528  


Option 2: Energy Star Financing
* Low-interest 5.99% APR, unsecured loan, for 1 to 2 family,
owner occupied homes.
* Up to $20,000 loan limit
* 3, 5, 7 or 10 year terms


Option 3: New York Energy Smart Loan Fund
* NYSERDA buys down current interest rate by 4% through
local, participating lenders
* Maximum loan term of 10 years
* Any 1 to 4 family home is eligible


Option 4: 10% Homeowner Financing Incentive
* Homeowner will receive a 10% cash incentive from NYSERDA
* Any 1 to 4 family home is eligible
* $2,000 Maximum incentive return
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